Application Description

The tenors, the usage, the merchants—Kredivo's got it all and it's that flexible! Here's why Kredivo stands out as the most flexible payment solution:

- Product Financing with Installment Payments: With Kredivo, you can opt for pay later in 1 month or choose from 3, 6, 12, 18, and 24-month installments, giving you the freedom to manage your finances as you see fit.

- Interest Rate: Enjoy 0% interest when you pay within 30 days or opt for a 3-month installment. For longer terms of 6, 12, 18, and 24 months, premium account holders can benefit from rates starting at just 1.99% per month, with a maximum annual rate of 41.51%.

- Limit: Kredivo offers a generous maximum limit of up to IDR 50,000,000, ensuring you have ample room to finance your purchases.

- Simulation: For instance, if you select a 12-month installment to finance a transaction worth IDR 2,000,000, Kredivo's interest rate of 1.99% per month results in a monthly repayment of IDR 206,480, with a total repayment of IDR 2,477,760.

Whether you're looking to shop online or offline on installment without a credit card, need quick loans for emergencies, or want to apply for credit without the usual hassles or rejections, Kredivo has you covered. As an online credit line provider, Kredivo offers both installment plans without a credit card and personal loans through KrediFazz in one convenient platform.

Kredivo is a digital credit application that assesses your creditworthiness in real-time. The registration process takes just 5 minutes, with approvals granted in a matter of minutes. Once approved, you can start shopping on installment at numerous online and offline merchants including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's, and over 4000 other merchants with just two clicks.

From purchasing a new mobile phone with zero down payment to booking flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, to buying furniture and fashion items—Kredivo makes it possible to buy anything, anywhere. You can also use the Kredivo app to pay utility bills, buy pulsa/data packages, gaming/streaming vouchers, and even purchase gasoline directly.

Moreover, through KrediFazz, you can access quick cash advances with 3, 6, and 12-month installment options to meet your financial needs.

Kredivo #Sefleksibelitu, isn't it? No wonder it's hailed as the most flexible payment solution! Here are three more compelling reasons to choose Kredivo:

◉ Simpler and Faster: Apply online by uploading your KTP through the Kredivo app—no salary slip required. After a swift approval process, you can purchase your dream item on credit or secure instant loans from KrediFazz without any hassle.

◉ Safe and Secure: Your data is protected with encryption, and Kredivo is licensed and regulated by OJK, ensuring its credibility and your peace of mind.

◉ 0% Interest & Without Down Payment: Kredivo offers some of the lowest interest rates on the market and charges no down payment for its services.

For further details, please read the General Product and Service Information Summary (RIPLAY) at www.kredivo.id. If you have any feedback, feel free to email us at [email protected] or call 0804-1-573348.

Our business address is Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260. The customer service office is located at Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430.

What's New in the Latest Version 3.48.0

Last updated on Oct 17, 2024

Minor bug fixes and improvements. Install or update to the newest version to check it out!

Finance