Application Description

Welcome to the NO.1 digital banking savings bank! We offer a comprehensive suite of financial services including deposits, cards, loans, credit management, and life services, all designed to enhance your financial well-being. We're proud to be the top choice in the savings bank sector, with the highest number of cumulative app downloads and users, as recognized by App Annie as of December 31, 2023.

Innovative Savings with 'Well Bang Walking Savings'

Experience the unique 'Well Bang Walking Savings', where you can earn interest rates of up to 10% per annum simply by walking. We reward you with preferential interest rates based on the number of steps you achieve during the subscription period, making saving money as easy as taking a stroll.

Welcome Bonus for New Customers

Start your journey with us and enjoy a special welcome offer! New account holders can benefit from a preferential interest rate of up to 7% per year on their first transaction, valid for 30 days after account opening. It's our way of saying thank you for choosing us.

Effortless Asset and Liability Management

Are you concerned about managing your finances? Our 'Welcome My Data' service helps you streamline your asset and liability management. We've facilitated a nationwide interest reduction project, saving customers a total of KRW 8,334.98 million as of March 14, 2024. Let us manage your debts, explore transfer loan options, and guide you through the interest reduction project. Additionally, our 'credit weather' tool assists you in managing your credit effectively.

Seamless Account Opening

Opening an account with us is quick and convenient. Whether it's the early morning or late at night, you can open a non-face-to-face account 24/7. No public certificate? No problem! Use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer specialized accounts tailored for Payers, office workers, and bosses, each with its own set of exclusive benefits.

Exclusive 'Wellbang Lounge' Rewards

Don't miss out on the exclusive rewards of the 'Wellbang Lounge'. Loan customers can earn up to 100 won per day and up to 3,000 won per month just by walking, while receiving customers can gain up to 40 won per day and up to 1,240 won per month. Try your luck with 'Well Bang Lotto' by guessing 6 numbers from 0 to 9, or participate in 'Well Bang Odd or Even' for a chance to win weekly prizes.

Convenient Life Services

Simplify your financial life with our user-friendly services. Easily transfer funds by dragging and dropping between accounts. View your total assets, detailed status, and savings goals all on one page. Curious about your car's value? Just enter the license plate number to find out. Our 'Automatic Payment' service ensures your utility bills and other recurring payments are made effortlessly. Plus, check your credit score with our 'free credit management' service, without impacting your credit rating.

Protecting You from Electronic Financial Fraud

Your security is our priority. We offer a range of services to prevent electronic financial fraud, including "PC designation service," "2-channel authentication service," and "one-time authentication number" service, all in compliance with the Financial Supervisory Service’s guidelines.

Product Information

Well-Bang Working Savings

• Subscription target: Individual customers
• Contract period: 12 months
• Payment amount: Monthly payments of 10,000 won to 200,000 won
• Interest payment: Lump sum at maturity
• Basic interest rate: 1.0% per year + up to 9.0% per year preferential interest
• Preferential interest rate conditions:
  • Differential payment based on annual steps (up to 8.0%)
  • Automatic transfer through our bank account at least 6 times (1.0%p)

WELCOME First Transaction Preferential Term Savings

• Subscription target: Individual customers
• Contract period: 12 months
• Payment amount: Monthly payments of 10,000 won to 200,000 won
• Subscription conditions: Within 30 days of first account opening
• Interest payment: Lump sum at maturity
• Basic interest rate: 3.7% per year + up to 3.3% per year preferential interest
• Preferential interest rate conditions:
  • Automatic transfer through our bank account at least 8 times (1.8%p per year)
  • Average deposit/withdrawal balance of 500,000 won or more from the new date to the day before maturity (1.5%p per year)

Please note that in accordance with the Depositor Protection Act, this deposit is protected up to "50 million won" per person, including principal and a certain amount of interest. Always review the product description and terms before signing any contract. You have the right to a thorough explanation of the product, so make sure you understand everything before proceeding. Interest rates are subject to change, so keep an eye on our website or app for the latest updates.

Customer Center Information

• Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
• Financial fraud reporting night call center: 02-397-8600/8800

Wellbang App Permissions and Usage

To ensure the best user experience, we require certain permissions:

• Required access rights:
  • Storage space: For storing certificates, checking OS tampering, document submission, and photo storage.
  • Phone: For identity and device verification, and consultation calls.
  • App activity: To collect app information and detect malicious apps.
• Optional access rights:
  • Contacts/Address Book: For contact transfer, SMS sending, coupon purchases, and friend recommendations.
  • Camera: For photo ID, face authentication, and document submission.
  • Photos and videos: For saving and collecting photos as supporting documents.
  • Notification: To receive important notices, event, and promotion updates.

Credit Disorderly Conduct Investigation Items

• Malicious app detection information
• Diagnostic information on detected malicious apps

Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024

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Finance